Did you know that your Homeowners Insurance policy will severely restrict your coverage if your home is left vacant or unoccupied for more than 30 days, and in most cases will exclude all coverage if the home is vacant for more than 60 days?

In today’s real estate market, more and more investors are faced with owning vacant or unoccupied homes. It is more important than ever that you make sure that your investments are properly covered from further downside risk. Whether your home is on the market, between tenants, or undergoing a renovation, regular insurers do not like vacant properties...but we know and understand the unique needs of investors who require insurance on their vacant dwellings.

Unfortunately, vacant homes are at much greater risk of vandalism, fire, and water damage losses. For this reason, owners are faced with a double whammy…reduction in coverage, and higher premiums related to Vacant Dwelling insurance. Click here to read FAQs (Frequently Asked Questions) about rental and vacant dwellings.

Our nationally licensed specialty insurance agency provides coverage for the unique needs of real estate investors, whether your home is currently rented or vacant.

We will insure your home, whether it is a single family residence, duplex, or under renovation. But we will only insure vacant dwellings, rental dwellings, and second/seasonal homes…that is why we are the experts and can always obtain the best coverage and rates to suit your particular needs.

Not sure which policy is right for you? Click here to review our coverage matrix which details the dwelling insurance options available to you.